{"id":3255,"date":"2025-02-12T19:19:53","date_gmt":"2025-02-12T19:19:53","guid":{"rendered":"https:\/\/tracevault.cl\/?p=3255"},"modified":"2025-04-23T21:08:39","modified_gmt":"2025-04-23T21:08:39","slug":"fraude-en-la-banca-chilena-aumento-68","status":"publish","type":"post","link":"https:\/\/www.tracevault.cl\/en\/fraude-en-la-banca-chilena-aumento-68\/","title":{"rendered":"Fraude en la banca chilena: aumento 68%"},"content":{"rendered":"<div      class=\"vc_row wpb_row section vc_row-fluid\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Art\u00edculo publicado por <a class=\"in-cell-link\" href=\"https:\/\/revistaemprende.cl\/fraude-en-la-banca-chilena-aumento-68\/\" target=\"_blank\" rel=\"noopener\">Revista Emprende<\/a><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-21092 size-full\" src=\"https:\/\/tracevault.cl\/wp-content\/uploads\/2025\/02\/Fraude-en-banca-chilena-68.jpg\" alt=\"\" width=\"710\" height=\"399\" srcset=\"https:\/\/www.tracevault.cl\/wp-content\/uploads\/2025\/02\/Fraude-en-banca-chilena-68.jpg 710w, https:\/\/www.tracevault.cl\/wp-content\/uploads\/2025\/02\/Fraude-en-banca-chilena-68-300x169.jpg 300w, https:\/\/www.tracevault.cl\/wp-content\/uploads\/2025\/02\/Fraude-en-banca-chilena-68-700x393.jpg 700w, https:\/\/www.tracevault.cl\/wp-content\/uploads\/2025\/02\/Fraude-en-banca-chilena-68-539x303.jpg 539w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><\/p>\n<p>Seg\u00fan la\u00a0<a title=\"\" href=\"https:\/\/www.cmfchile.cl\/portal\/principal\/613\/w3-channel.html\">Comisi\u00f3n para el Mercado Financiero<\/a>\u00a0(CMF), las p\u00e9rdidas netas anuales por fraude en la banca chilena han aumentado un 68 % a octubre de 2024. Este incremento ha llevado a las entidades financieras a destinar mayores recursos para prevenir estos fraudes y restituir fondos a los clientes afectados.<\/p>\n<p>&nbsp;<\/p>\n<h3>Preferencia por bancos digitales<\/h3>\n<p>&nbsp;<\/p>\n<p>Cada vez m\u00e1s usuarios chilenos prefieren bancos completamente digitales. Un estudio de PwC revela que el 72 % de los usuarios optan por estos bancos, lo que representa un aumento del 20 % en los \u00faltimos tres a\u00f1os. Esto refleja una creciente confianza en las plataformas bancarias en l\u00ednea y la adaptaci\u00f3n de las entidades a las nuevas necesidades del mercado.<\/p>\n<p>&nbsp;<\/p>\n<h3 class=\"wp-block-heading\">Preocupaci\u00f3n por la seguridad de las transacciones<\/h3>\n<p>&nbsp;<\/p>\n<p>La seguridad en las transacciones online se ha convertido en una de las principales preocupaciones de los usuarios. Seg\u00fan KPMG, el 45 % de las personas est\u00e1n preocupadas por la protecci\u00f3n de sus datos cuando utilizan servicios bancarios digitales.<\/p>\n<blockquote><p>\nIgnacio Munizaga, CEO de Magnet, explica: \u00abLos usuarios temen ser v\u00edctimas de fraude, como phishing o robo de credenciales. Buscan que los bancos ofrezcan herramientas eficaces para prevenir estos ataques.\u00bb\n<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<h3 class=\"wp-block-heading\">La transformaci\u00f3n de las sucursales f\u00edsicas<\/h3>\n<p>&nbsp;<\/p>\n<p>Aunque las sucursales f\u00edsicas siguen existiendo, su papel ha disminuido considerablemente. Hoy en d\u00eda, estas oficinas se centran m\u00e1s en ofrecer asesor\u00eda y servicios complejos, mientras que las transacciones cotidianas se hacen a trav\u00e9s de plataformas digitales.<\/p>\n<blockquote><p>\nMunizaga agrega: \u00abEl\u00a0<a title=\"\" href=\"https:\/\/revistaemprende.cl\/medidas-para-prevenir-el-fraude-en-pagos\/\">fraude\u00a0<\/a>digital ha aumentado debido a t\u00e9cnicas como el phishing masivo con IA. Es clave que los usuarios adopten medidas de seguridad, como la autenticaci\u00f3n robusta.\u00bb<\/p>\n<p>&nbsp;\n<\/p><\/blockquote>\n<h3 class=\"wp-block-heading\">El futuro: un sector bancario m\u00e1s digital<\/h3>\n<p>&nbsp;<\/p>\n<p>El futuro del sector bancario est\u00e1 claramente orientado hacia lo digital. Las aplicaciones y plataformas en l\u00ednea se han convertido en el principal punto de contacto entre los bancos y los clientes. Para que esta transici\u00f3n sea exitosa, los bancos deben garantizar que sus servicios sean intuitivos, r\u00e1pidos y, sobre todo, seguros.<\/p>\n<blockquote><p>\n\u00abLas sucursales no desaparecer\u00e1n por completo, pero deben reinventarse para ofrecer asesor\u00eda y servicios con mayor valor agregado. La clave est\u00e1 en equilibrar lo digital con la cercan\u00eda presencial\u00bb, concluye Munizaga.\n<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n\n\t\t<\/div> \n\t<\/div> <\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"Art\u00edculo publicado por Revista Emprende Seg\u00fan la\u00a0Comisi\u00f3n para el Mercado Financiero\u00a0(CMF), las p\u00e9rdidas netas anuales por fraude en la banca chilena han aumentado un 68 % a octubre de 2024. Este incremento ha llevado a las entidades financieras a destinar mayores recursos para prevenir estos...","protected":false},"author":1,"featured_media":21092,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[88],"tags":[121],"class_list":["post-3255","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tecnologia","tag-revista-emprende"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fraude en la banca chilena: aumento 68% - Tracevault<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tracevault.cl\/en\/fraude-en-la-banca-chilena-aumento-68\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fraude en la banca chilena: aumento 68% - 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